A Journey Worth Taking for First-Time Homebuyers in Hampton Roads Virginia
Becoming a homeowner is a dream come true for many individuals, but it can also be a stressful process, especially for first-time homebuyers. Donavan McFadden & Roger Lee of the Marching 2 More Real Estate Team, along with Christina Cicero of Atlantic Coast Mortgage are experts in the real estate and mortgage industry in Hampton Roads Virginia, share their insights on the journey of homeownership.
One of the key challenges that first-time homebuyers face is the submission of necessary documents. Christina, a mortgage lender, mentions that one of the most frustrating things is when clients don't submit the necessary documents in a timely fashion. She provides an easy and secure app portal for clients to upload their documents and is open to receiving them through email for those who prefer old-school methods. However, she cannot provide an accurate estimate without the necessary information from the client.
Roger, a graduate of Green Run High School, who recently became the president of their PTA, emphasizes that it's the responsibility of the client to hold themselves accountable for submitting the necessary documents. Donavan adds that the mortgage lenders and real estate agents are guides and can show the way, but the client must be willing to do the work to improve their credit if needed. Christina mentions that she provides a free credit action plan for clients who need extra credit assistance and will be their cheerleader, but she cannot do the work for them.
In conclusion, becoming a homeowner is a journey worth taking, and the experts in Hampton Roads Virginia are there to guide you through the process. But, it's crucial to understand that you must be responsible and willing to do the work to ensure a smooth and successful journey.